Today, my friend and Zeta founder, Aditi Shekar is guest posting. Zeta is an app (mobile and web) that combines a couple’s finances, so you can see how you are doing as a team.
What if I told you that you that setting aside 1 hour each month to talk about your finances could help you avoid the number one reason most couples get divorced? It’s true: nearly 60% of divorced couples attribute their breakup (at least in part) to financial issues.
That’s why I’m a huge fan of money dates. My husband and I start by breaking out the candles and uncorking a bottle of wine. From there, we follow a pretty simple formula:
We talk about our short-, medium-, and long-term goals, and how we’re tracking towards them.
We review our monthly cash flow: what we earned, spent, and saved over the past month.
We check in our debt. For us, it’s about making sure we’re chipping away at our loans, but in a way that feels like we can still have a life.
We look ahead at the next few months to get in front of upcoming expenses or events.
It only takes us about an hour (and we treat ourselves to some ice cream after, because we’re worth it) — but it’s helped us be more open about our finances and avoid the fights we used to have. You're probably looking for a bit more romance than a money date tonight, but why don't you commit to it for next week? Zeta, of course, can help. Check it out. #finance #relationships
